Public Lecture on Investor Protection in the Indonesian Capital Market and the HMPM MES General Assembly

Investment is a crucial endeavor for everyone, offering a means to boost income and attain financial objectives. It is widely recognized that there are numerous investment options, including real assets (property, precious metals) and paper assets (stocks, mutual funds, and bonds). When it comes to paper assets, it certainly cannot be separated from the term capital market.
One of the risks associated with investing in the capital market is the potential for criminal activity in the capital market. There have been several documented cases of such acts in the Indonesian capital market. Therefore, before embarking on any investment, prospective investors must fulfill certain requirements to ensure that their investments do not lead to future regrets. Foremost among these requirements is the need for investors to possess funds that are available for investment purposes, rather than obtained through borrowing. It is crucial to recognize that investments are typically long-term commitments and are subject to fluctuations in value. Therefore, it is important for investors to refrain from using funds earmarked for daily expenses. Ideally, the funds used for investment should be specifically allocated for this purpose, enabling proper financial management in line with their respective allocations and positions.
Next, it is crucial to "know your product," meaning to thoroughly understand and recognize the investment products that investors utilize. This entails comprehending the characteristics of the product, including its features, benefits, risks, rights, and obligations. Always keep in mind the 2L principle, which stands for Legal and Logical. This means not allowing investors to be swayed by promises of returns without fully understanding the associated risks of the investment.
Is investing in the capital market safe? Funds kept in a bank are secure due to the guarantee provided by the Indonesia Deposit Insurance Corporation (IDIC). Similarly, investing in the capital market in Indonesia offers increased security through the Investor Protection Fund established by the Indonesia Securities Investor Protection Fund (SIPF). This fund, managed by Indonesia SIPF or PT Penyelenggara Program Perlindungan Investor Efek Indonesia (P3IEI), is overseen by the Financial Services Authority (OJK) in accordance with OJK Regulation number 49/POJK.04/2016 concerning the Investor Protection Fund (IPF) and OJK Regulation number 50/POJK.04/2016 concerning PDPP.
Therefore, MES Study Program held a Public Lecture with the theme “Investor Protection in the Indonesian Capital Market.” The event aimed to generate insights and discussions on various strategies for safeguarding investors in both the conventional and Islamic segments of the Indonesian capital market. The speakers included Muhammad Arif, SE., MSi. (Head of the Operational Division of the Securities Investor Protection Fund (SIPF) as guest speaker Indonesia; Dr. Prasojo, MSc. (FEBI Lecturer at UIN Sunan Kalijaga); and Wahyu Sukohartanto, SE., MM (BRI Danareksa, Yogyakarta Branch).
The event, held on Tuesday, February 21, 2023, also welcomed the new students of the MES program, intake for the even semester of the 2022/2023 academic year. A total of 60 new students attended the event, which took place in the FEBI Auditorium of UIN Sunan Kalijaga on the 5th floor. Following the Public Lecture, a Grand Deliberation (Mubes) of the Association of the Islamic Economics Master’s Program Students (HMPM) was held. This agenda serves as a regeneration event that produces a new management of HMPM for the 2023 period.